Friday, 1 August 2014

One in ten motorists think an MoT is optional

A new study by Kwik Fit has revealed that 3.4 million drivers admitted they were not aware that an MoT certificate was a legal requirement for cars over three years old in the UK. That’s a worrying 9% of UK motorists.
The study highlighted similar misconceptions with regards to other motoring obligations, with 10% of drivers not realising that a valid tax disc is compulsory and 9% saying the same about car insurance.
On the flipside, some motorists were found to believe that regulations are stricter than they are in reality. As part of the study, Kwik Fit questioned drivers about the need to service their car annually and found that one fifth incorrectly thought this was a legal obligation. A further 46% mistakenly believed that the law required them to carry a spare tyre in the UK and 18% incorrectly said the same about an emergency warning triangle.
Kwik Fit’s research also revealed uncertainty as to what checks are included in an MoT, raising concerns that millions of drivers could be relying on this test to ensure the safety of items not covered by the standard MoT test. Around 40% mistakenly believed their car's oil levels would be checked as part of an MoT and 38% expected their battery condition to be assessed. Motorists also presumed checks would be carried out on air filters (30%) and brake fluid (58%) with some even believing that their car could fail its MoT based on its cleanliness (5%).
Checks included in an MoT test -
·         Vehicle Identification Number
·         Registration Plate
·         Lights
·         Steering & Suspension
·         Wipers and washer bottle
·         Windscreen
·         Horn
·         Seatbelts
·         Seats
·         Fuel System
·         Emissions
·         Bodywork
·         Doors
·         Mirrors
·         Wheels & Tyres
·         Brakes
Roger Griggs, director of communications at Kwik Fit, commented: “This widespread confusion amongst motorists is alarming and raises real concerns over driver safety and compliance with the law. It's vital that car owners don't rely entirely on an MoT test for vehicle maintenance, as servicing is a fundamental part of maintaining both the safety and value of a vehicle, even though it isn't a legal requirement.
“Our advice to motorists is to make sure they get the basics right, which include insurance, MoT, servicing and tax, as these are essential for keeping a vehicle safe and legal.”
Of those questioned in Kwik Fit's survey, 7% - equivalent to 2.6 million motorists - admitted to having driven without a valid MoT certificate in the past and 21% say they have attempted to try and fix vehicle faults and damages themselves to ensure their car would pass its MoT test.
Younger drivers were found to have the least knowledge of what was and was not required by law in order to drive in the UK with 15% of those aged 18 – 24 saying they thought a tax disc was optional and 15% saying the same about insurance. A third of all young drivers surveyed also said they thought an annual service was compulsory.
For help and advice on how to prepare for your MOT, watch this short video to help you pass first time:

If you have any doubts about your vehicle passing its MoT test, contact your local Kwik Fit centre who will check it for you absolutely free of charge.

Kwik Fit carries out over 700,000 MoT tests each year, more than any other company in the UK, with MOTs being provided at over 500 of its centres. Kwik Fit centres provide appointments seven days a week to ensure car owners can obtain an appointment at a convenient time for them. Motorists can find more information or book an appointment at

PolicyBuddy would like to thank Kwik Fit for the contribution of this guest post. You can book your MoT online now via the PolicyBuddy website by clicking here.

Saturday, 23 February 2013

Exciting Times

Wow! What a busy time we’ve been having here at the Policy Buddy hub.  We’ve been making some very exciting plans for the future, and are really looking forward to 2013 and putting those plans into place.

Our user base is growing steadily and we are receiving lots of productive and positive feedback on what our users would like from our service.

We’re starting to put those requests into place where possible, and have updated our website to further explain our services, and more excitingly, we have added more options for policy storage.

This means that as well as storing insurance policy details, our users can now also store MOT details, Car Service and Gym Membership details amongst many others added.  Users will also benefit from the free 30 day reminder service for all items added so that they have plenty of time to shop around for the best deal before the renewal date.

We’re busy working behind the scenes on exciting new features, and will keep you posted via this blog, our facebook page, and our twitter account as soon as they are available.

In the meantime, if you’re enjoying using the PolicyBuddy service, please don’t keep it a secret, spread the word and share it with your friends!

If you'd like to contact us, please email us at contact at policybuddy dot com, we’d love to hear from you!

Tuesday, 18 December 2012

Put your money where your mouth is...

So at the end of last week, the service really came in to it's own. What more of a test did one of the founders of Policy Buddy need than when his trusty bike was stolen while he stopped on his commute to work.

He told me his immediate reaction was disbelief and disappointment. Normally, this would then have been replaced with the feeling of dread at having to phone home and try to explain where he thought he had put his insurance policy details. It would usually end badly and finish with a "don’t worry, I'll do it when I get home" and his dinner in the dog.

Luckily for him he had created Policy Buddy. After reporting the bike stolen to the Police, he simply logged on to his policy manager and immediately had all of his insurance details to hand. He was able to call his insurance company using the phone number and quoted the policy number all of which were stored and, because he'd uploaded his policy schedule he knew exactly what he was covered for and what excess he had to pay.


This is exactly the type of scenario which led to the creation of and we're delighted to say it worked perfectly!




Thursday, 6 December 2012

In the beginning...

Welcome to the Policy Buddy blog.

We thought we'd take the opportunity in our first blog to tell you how Policy Buddy came about, and the ethos behind the Company so that you can get to know us, after all, you're entrusting us with storing your insurance policy documents so it's only fair!!

There have been many occasions that we've sat around and talked about how useful it would have been to have all of our important documents stored in one place, that we could access from anywhere, like a virtual filing cabinet. Like the time we were moving and I'd misplaced the box that had the contents insurance policy details in it - the kitchen table had been damaged and I couldn't even remember who we were insured with! Or the time I went to renew my car tax and I realised the MOT had expired a month before! Oooops!

So, these conversations carried on for some time without much real thought until we realised that we couldn't be the only ones who must have these issues. We decided to put some real effort in to the research of the idea, the security, and the technology and a year later, Policy Buddy has arrived.

The thing that is most important to us, is that Policy Buddy is a free, easy to use, service that doesn't hassle people with cold calling or irrelevant emails (we hate that!) and we do what we set out to do and do it well. We'll store all your documents securely, so that in the unfortunate event of an emergency, there's no additional hassle of trying to find your documents, you can just log on and get the information you need. We'll remind you before your insurance policy expires so that you have loads of time to shop around, and not have to opt for your current provider even if they are not the cheapest, because there's no time to look elsewhere.

We've asked people for feedback on the site, and it's all been really positive. We've had people ask why they'd need it, and the most honest answer we can give is that until you have that emergency situation or a really expensive renewal quote, you probably won't, but, by the time these things happen, you will be wishing you had signed up months ago!

So, that's the story of how we got here today. Hopefully, you have an idea of what we're about and in the coming months, we'll bring you interesting, relevant news and information, posts from guest bloggers, and of course we'll continue to write about our journey.

If you'd like to contact us, please email us at contact at policybuddy dot com.